Center of Excellence

Banking I Payment I Fintech I Public Services

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>> Industry Experience

Domain Expertise

Our advisors have extensive experience and high competence in financial services and the payment industry within core banking, bank-as-a-service, digital payments, issuing and acquiring business and the entire payment eco-system.

We have experience from working with large and medium-sized Nordic and international banks, retailers, fintech, card networks, processing centers and software houses in the Nordics and globally.

We have in-depth understanding of the banking, card and payment landscape, value chains, technology and the new payment eco-system driven by Fintech and open banking and open finance.

Through many years in the payment industry, we have been part of an exciting journey in new technology, digitization and simplification of the customer journey that has turned the industry upside down. Products and services are put together in new ways, which in turn opens up opportunities for new players to access financial data and make payments through their own platforms on behalf of the customer, where the overall customer experience is in focus.

Core Banking

Market and product Insights in banking solutions helping banks, service providers and software vendors.

Retail & Corproate Banking
Lending and Deposit
Bill Payments
Instant Payments
Credit Management
Online & Mobile Banking
Digital Onboarding
Regulatory Reporting
Banking-as-a-Service
Local market requirements

Payments

Indepth knowledge and experience from payment eco-system supporting banks, fintech’s and retailers

Credit, Debit, Prepaid Cards
Domestic Cards
Wallet Payments
Buy Now Pay Later (BNPL)
Invoice Payments
Consumer Loans
Retail & SME Payments
Instant Payments
Domestic Payments
Cross-border Payments

Infrastructure

We help banks, financial institutions, retailers and payment providers to enter local markets and launch new services in the Nordic region.

Card Payment Infrastructure
Global Card Network
Payment Gateways – All Payments
Payment Service Providers (PSP’s)
Interbank Clearing & Settlement (ACH)

Card Issuing

We have many years of experience from industry-leading card issuing solution and services and indepth knowledge about product and services.

Personal & Business Cards
Global Payment Cards
Domestic Payment Cards
Card Management
Expense Management
Loyalty Programs
Autorisation Management
Dispute management
Analysis and Reporting
Risk & Fraud Management

Merchant Acquiring

We have comprehensive experience and insight in the acquiring market, product and services, new players and stakeholders.

Online Checkout Payments
In-Store Payments
Mobile Payments
Debit and Credit Card Processing
Onboarding – Application Processing
Merchant Settlement
Dynamic Currency Conversion
Analysis and Reporting
Risk & Fraud Management
PSD2 - SCA

Compliance

We can help banks and service providers to analyse and adapt to global, EU and local compliance requirements.

Open Banking
Open Finance
Industry bodies
Financial regulatories
Risk Management
KYC & AML
PSD2 Regulations
Authority reporting
GDPR